While requesting MY MONEY I was informed there would be a £20 fee, I was silent for a brief moment before asking WHAT? When I have previously requested Bankers Drafts there has never been a fee and certainly nothing a unbelievable as £20.
The cashier (who was clearly a 'banker', everything about him screamed banker with a W) replied
'Your Current Account has a Personal Cheque facility so we charge for a Bankers Draft'Although my current account doesn't actually have a Personal Cheque facility because the Halifax no longer issue cheque books for new personal accounts and even if they did nobody accepts cheques any more. What is more preposterous is that the Halifax pay me £5 each month to have my Current account but then charge me for taking my money back out. Now you know how the Halifax can afford to pay you £5 each month.
So then I popped next door to Nationwide who surely wouldn't charge such a ludicrous amount. And I was correct, they only charge £10 but that is a £10 charge to give me MY MONEY, but at least they actually issued me with a chequebook (used a grand total of two times).
Most insane of all is that banks have for years received great criticism for high charges levied when people bounce cheques or their accounts become overdrawn. People have successfully reclaimed money back for these 'unfair' charges. But have you heard a single complaint about the high fees to withdraw money from your account? I have no issue with charging for unauthorised overdrafts as this is a breach of trust with the bank, but when the bank charges me an even higher fee for simply trying to withdraw MY OWN MONEY it has gone too far.
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